pmusd is designed for DeFi users who demand transparency, stability, and real yield. Explore the most common questions below.
pmusd is a fully-backed stablecoin issued by the RAAC protocol, pegged 1:1 to the US dollar. Every pmusd token in circulation is backed by verified collateral — including real-world assets and on-chain reserves — with proof of backing published transparently on-chain in real time. Users can mint, hold, and deploy pmusd in DeFi protocols to earn yield.
You can deploy pmusd across a range of DeFi strategies: provide liquidity on Curve Finance in pools like pmusd/crvUSD and pmusd/frxUSD, or deposit into auto-compounding vaults on Yearn Finance, Beefy Finance, and StakeDAO. Each strategy offers different risk/reward profiles, and all APR and TVL data is displayed live on the pmusd dashboard.
pmusd is backed by a diversified collateral pool that includes real-world assets and on-chain instruments managed by the RAAC protocol. The collateral ratio is maintained above 100% at all times, and reserves are publicly verifiable on the Collateral page. RAAC's smart contracts have been audited to ensure the security of all funds held within the protocol.
pmusd is currently deployed on Ethereum, integrating natively with major DeFi protocols including Curve Finance, Yearn Finance, Beefy Finance, Convex Finance, and StakeDAO. The RAAC team is actively working on multi-chain expansion to bring pmusd to additional ecosystems.
Comprehensive documentation for pmusd and the RAAC protocol is available at docs.raac.io. It covers the pmusd whitepaper, tokenomics, collateral mechanics, smart contract architecture, and security audit reports. You can also follow RAAC on social media and join the Discord community for the latest updates.
